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A budget describes the flow of money during a specific period of time. It lists income (money that comes in) and expenses (money paid out). It also shows profit and loss, as the difference between the two.
Complete this worksheet for a 1 month period using estimates if necessary. Think carefully about ALL of your regular expenses. Average out your annual expenses per month and include special expenses that might come up. If you produce a budget for each month of the year, you will have an annual budget.
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